FHA Documents Needed
FHA Documents Needed Requirements.
Before you start the loan process, you'll need to have some information at hand for all loan applicants:
- You will need to pay for a credit report and appraisal of the property.
- Social Security numbers
- Residence addresses for the past two years.
- Names and addresses of your employers over past two years
- Current gross monthly salary
- Names, addresses, account numbers and balances on all checking and savings accounts
- Names, addresses, account numbers, balances and monthly payments on all open loans
- Addresses and loan information of other real estate owned
- Estimated value of furniture and personal property
- W2's for the past two years and current check stubs
- self-employed individuals, you will need to provide personal tax returns for the past two years, current income statement and balance sheet for the business
- Divorce or separation agreements
Apply for FHA Home Loan! | Jul. 31-05
HUD/FHA MAKES NO WARRANTIES AS TO THE VALUE AND/OR CONDITION OF ANY FHA-APPRAISED PROPERTY.
Buyers/borrowers must determine for themselves that the price of the property is reasonable and that it's condition is acceptable
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FREE First Time Home Buyer Reports! | Jul. 25-05
100 Questions Every First Time Home Buyer Should Ask : With Answers from
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Buying a home requires skill in a variety of areas. There's
negotiating, financing, inspecting a home, and understanding legal contracts.
It's really too much for most people to do by themselves, which, as you know
by now, is why most of us pay good money to hire real estate agents, mortgage
brokers, home inspectors, and other professionals to help with the process.
But that doesn't remove the buyer from the role of project manager, whose job
is to understand what each specialist is meant to do and recognize when one
of those key players is not doing his or her job right.
Full Article | Jul. 11-05
FHA Income
When you are qualifying for an FHA loan, a we will use your gross income. That means
Full Article | Jul. 31-05
FHA Loan Programs
FHA Loan Programs
Full Article | Jul. 31-05
FHA Credit Issues
General FHA guidelines regarding a person's credit history
Full Article | Jul. 8-05
FHA Refinancing
FHA has permitted streamline refinances on insured mortgages
Full Article | Jul. 6-05
FHA Appraisal
The FHA appraisal and property condition assessment is used to:
Full Article | Jul. 4-05
FHA Documents Needed
Depending on your situation, you will be asked for documentation to support your:
Full Article | Jun. 30-05
FHA Loan Processing
The preparation of your file for presentation to the FHA Lender
Full Article | Jul. 8-05
FHA Refinancing Streamline
The following are basic requirements of a FHA streamline refinance;
Full Article | Jul. 6-05
FHA Savings
FHA is the easiest of all types of loans to:
Full Article | Jul. 4-05
FHA Loan Underwriting
This is when an underwriter will review your file and render a loan decision:
Full Article | Jun. 30-05
VA Mortgage
The Veterans Administration Loan approval process is:
Full Article | Jun. 30-05
VA Elegibility
In order to obtain a VA home loan you will first have to obtain your:
Full Article | Jun. 30-05
VA Documents Needed
The following is a list of VA documents available:
Full Article | Jun. 30-05
VA Streamline
The VA Streamline Guidelines:
Full Article | Jun. 30-05
